The first thing you will notice - the ease and simplicity of being identified just by looking at a device and speaking a phrase. The solution mirrors human identification by analyzing a user's face and voice. For this ETRONIKA uses its own and third party biometric user authentication and identification technology. As an additional security measure, when you login or make a payment you must verify it by entering e-signature's PIN code into your mobile phone. If you step back or leave the area observed by the Kinect sensor you will be disconnected from your online banking session.

After logging in, users can navigate the system using voice commands and sweeping hand gestures. You can scroll through the different services, such as accounts, balance, statements, payments and offers, with a swipe of your hand. If you get lost - just say "Help".

The solution includes the e-channel’s management engine that permits integration with core banking system and public systems through web services. This means that any financial product or service could be designed, and users can access them through ETRONIKA Kinect Banking App.

At present the solution is equipped with the interfaces for these basic online banking services:

• Account balances & statements
• Deposits
• Credit cards
• Payments
• Exchange rates
• Promotional offers
• Personal finance management (PFM)